AXIS CAPITAL MANAGEMENT GROUP – TERMS OF USE
Last updated: 2025
Thank you for visiting our website. Please read these Terms of Use (“Terms”) carefully. By accessing or using the website operated by Axis Capital Management Group (the “Website”), you (the “User”, “you” or your company) agree to be bound by these Terms. If you do not agree, please do not use the Website.
1. Acceptance of Terms
By accessing or using the Website, you represent that you have read, understood, and agree to these Terms and any additional notices or disclaimers posted or referenced on the Website (including “Supplemental Terms”). Your access to or use of any section of the Website after modifications are posted constitutes your acceptance of such changes.
2. Changes to These Terms
Axis Capital Management Group may modify, update, or amend these Terms at any time at our sole discretion. We will post the updated Terms on the Website with the “Last updated” date revised. Unless we require your explicit consent, changes become effective upon posting. It is your responsibility to review the Terms each time you access the Website.
3. Access, Account Security & User Responsibility
We reserve the right at any time to modify or discontinue the Website (or any portion of it) with or without notice. You are responsible for providing, maintaining and paying for all equipment, connections and services required to access the Website and ensuring that all persons who access the Website via your internet connection are aware of these Terms and comply with them.
If you receive a username, password or any other security code for the Website, you agree to treat it as confidential and not share it. You are solely responsible for all activities conducted under your account, even if not authorized by you.
4. Prohibited Uses
You agree not to use the Website:
- in violation of applicable laws or regulations;
- to facilitate the sending of unsolicited advertising, spam or chain letters;
- to impersonate us, our employees, another user or any other person;
- to interfere with anyone else’s use and enjoyment of the Website;
- to attempt to gain unauthorized access to the Website or other computer systems connected to the Website;
- to upload malicious software, bots, worms, viruses or code that interferes with the Website’s operation.
5. Information on the Website
The Website may contain content, materials or information provided by us or third parties for information purposes only. We make no representation or warranty that the content is accurate, complete, current or free of errors. Reliance on any information on the Website is strictly at your own risk.
6. Disclaimer of Warranties
The Website, its content, and any products or services made available via the Website are provided “as is,” “where-is” and “where available,” without any warranty of any kind, whether express, implied or statutory, including but not limited to warranties of merchantability, fitness for a particular purpose, title, non-infringement, or uninterrupted use.
7. Limitation of Liability
To the fullest extent permitted by law, Axis Capital Management Group, its affiliates, licensors and each of their officers, directors, employees and agents (collectively, “Axis Parties”) will not be liable to you or any third party for any damages whatsoever (including direct, indirect, incidental, special, consequential or punitive damages, lost profits, data or business interruption) arising out of or related to your access to or use of the Website, whether in contract, tort (including negligence), strict liability or otherwise—even if we have been advised of the possibility of such damages.
In no event will the total cumulative liability of the Axis Parties to you exceed USD 50.00 (or equivalent) in the aggregate.
8. Intellectual Property
All content, features, functionality, logos, trade names, graphics, designs, images, video, audio and software associated with the Website are the exclusive property of Axis Capital Management Group, its licensors or other providers. You may not copy, modify, distribute, transmit, display, perform, reproduce, license, sell, rent or otherwise exploit any portion of the Website without our prior written consent.
9. Links to Third-Party Sites
The Website may include links to third-party websites for your convenience. Axis Capital Management Group does not review, endorse, approve or monitor these sites and is not responsible for their content or any damages arising from your use of them. You access any linked site at your own risk.
10. Privacy & Cookies
Use of our Website is also governed by our Privacy Notice and Cookies Policy, which are incorporated herein by reference. Please refer to those documents for details on how we collect, store and use your personal data and cookies.
11. Indemnification
You agree to indemnify, defend and hold harmless the Axis Parties from and against any claims, demands, losses, liabilities, damages, costs or expenses (including reasonable lawyers’ fees) arising from (i) your breach or violation of these Terms, (ii) your access or use of the Website, (iii) your violation of any law or regulation, or (iv) any content you submit to the Website.
12. Governing Law & Dispute Resolution
These Terms will be governed by and construed under the laws of the State of New York (without regard to conflict of laws principles). You agree that the state and federal courts residing in Miami Dade County, Florida will have exclusive jurisdiction over any dispute arising from or related to your access to or use of the Website.
13. Entire Agreement
These Terms, together with any supplemental terms or notices, constitute the full and complete agreement between you and Axis Capital Management Group regarding your access to and use of the Website, superseding all prior or contemporaneous agreements, written or oral, relating to that subject matter.
No waiver of any provision will be effective unless in writing and signed by one of our authorized representatives.
